White Mountains Insurance Group (NYSE:WTM) versus NI (NYSE:NODK) Head-To-Head Review

White Mountains Insurance Group (NYSE:WTM) and NI (NASDAQ:NODK) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, profitability, dividends, analyst recommendations, valuation and institutional ownership.

Insider & Institutional Ownership

87.2% of White Mountains Insurance Group shares are held by institutional investors. Comparatively, 20.7% of NI shares are held by institutional investors. 2.5% of White Mountains Insurance Group shares are held by insiders. Comparatively, 0.5% of NI shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of recent ratings and price targets for White Mountains Insurance Group and NI, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
White Mountains Insurance Group 0 0 0 0 N/A
NI 0 0 0 0 N/A

Profitability

This table compares White Mountains Insurance Group and NI’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
White Mountains Insurance Group 25.14% -0.69% -0.56%
NI 16.51% 12.44% 7.31%

Valuation and Earnings

This table compares White Mountains Insurance Group and NI’s gross revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
White Mountains Insurance Group $369.10 million 9.06 -$141.20 million N/A N/A
NI $212.37 million 1.77 $31.08 million N/A N/A

NI has lower revenue, but higher earnings than White Mountains Insurance Group.

Dividends

White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. NI does not pay a dividend.

Volatility and Risk

White Mountains Insurance Group has a beta of 0.4, suggesting that its stock price is 60% less volatile than the S&P 500. Comparatively, NI has a beta of 0.06, suggesting that its stock price is 94% less volatile than the S&P 500.

Summary

White Mountains Insurance Group beats NI on 7 of the 10 factors compared between the two stocks.

White Mountains Insurance Group Company Profile

White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurances services in the United States. The company operates through four segments: HG Global/BAM, NSM, MediaAlpha and Other Operations. The HG Global/BAM segment provides insurance on municipal bonds issued to finance public purposes, such as schools, utilities, and transportation facilities, as well as reinsurance protection services. The NSM segment operates as a general underwriting agency and property administrator for specialty property and casualty insurance to sectors, such as specialty transportation, social services, and real estate. The MediaAlpha segment operates MediaAlpha, a marketing technology that enables programmatic buying and selling of vertical specific, performance-based media between advertisers, and publishers through cost-per-click, cost-per-call, and cost-per-lead pricing models. The Other Operations segment provides capital solutions to asset managers and registered investment advisors for general ownership transfers, management buyouts, acquisitions, growth finances, and legacy partner liquidity; facilitates claim payouts; Buzz, an online price comparison and booking platform for all the moving related services in the United Kingdom; and Wobi, a consumer-facing technology platform that enables price comparison. White Mountains Insurance Group, Ltd. is headquartered in Hamilton, Bermuda.

NI Company Profile

NI Holdings, Inc. underwrites property and casualty insurance products in North Dakota, South Dakota, Nebraska, Minnesota, Nevada, Arizona, and Illinois. Its products include multi-peril crop, crop hail, private passenger automobile, farm owners, homeowners, and commercial property and liability insurance policies, as well as non-standard automobile insurance products. The company distributes its insurance products through independent producers and independent agents. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

Receive News & Ratings for White Mountains Insurance Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for White Mountains Insurance Group and related companies with MarketBeat.com's FREE daily email newsletter.