Analyzing MetroCity Bankshares (MCBS) & The Competition

MetroCity Bankshares (NASDAQ: MCBS) is one of 270 public companies in the “State commercial banks” industry, but how does it weigh in compared to its rivals? We will compare MetroCity Bankshares to similar businesses based on the strength of its valuation, profitability, analyst recommendations, institutional ownership, dividends, risk and earnings.

Dividends

MetroCity Bankshares pays an annual dividend of $0.44 per share and has a dividend yield of 2.9%. MetroCity Bankshares pays out 24.3% of its earnings in the form of a dividend. As a group, “State commercial banks” companies pay a dividend yield of 2.4% and pay out 29.7% of their earnings in the form of a dividend. MetroCity Bankshares is clearly a better dividend stock than its rivals, given its higher yield and lower payout ratio.

Institutional and Insider Ownership

0.0% of MetroCity Bankshares shares are held by institutional investors. Comparatively, 48.0% of shares of all “State commercial banks” companies are held by institutional investors. 11.2% of shares of all “State commercial banks” companies are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and recommmendations for MetroCity Bankshares and its rivals, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
MetroCity Bankshares 0 3 0 0 2.00
MetroCity Bankshares Competitors 3592 8804 6037 370 2.17

MetroCity Bankshares presently has a consensus target price of $16.33, indicating a potential upside of 8.89%. As a group, “State commercial banks” companies have a potential upside of 211.43%. Given MetroCity Bankshares’ rivals stronger consensus rating and higher probable upside, analysts plainly believe MetroCity Bankshares has less favorable growth aspects than its rivals.

Profitability

This table compares MetroCity Bankshares and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
MetroCity Bankshares N/A N/A N/A
MetroCity Bankshares Competitors 21.91% 10.55% 1.19%

Earnings & Valuation

This table compares MetroCity Bankshares and its rivals gross revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
MetroCity Bankshares $123.11 million $44.72 million 8.29
MetroCity Bankshares Competitors $1.70 billion $257.56 million 12.56

MetroCity Bankshares’ rivals have higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

MetroCity Bankshares rivals beat MetroCity Bankshares on 12 of the 14 factors compared.

About MetroCity Bankshares

MetroCity Bankshares, Inc. operates as the holding company for Metro City Bank that offers banking products and services in Georgia, The United States. The company offers checking accounts, savings accounts, certificates of deposit, commercial and consumer loans, money transfers, and other banking services. It operates through branches located in Duluth, Johns Creek, Suwanee and Norcross, Georgia; Opelika and Montgomery, Alabama; Centreville, Virginia; Grand Prairie and Dallas, Texas; Fort Lee, New Jersey; and Bayside, New York. The company was founded in 2006 and is based in Doraville, Georgia.

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