Dacotah Banks (OTCMKTS:DBIN) and CrossFirst Bankshares (NASDAQ:CFB) Head to Head Survey

Dacotah Banks (OTCMKTS:DBIN) and CrossFirst Bankshares (NASDAQ:CFB) are both small-cap finance companies, but which is the superior stock? We will compare the two companies based on the strength of their risk, institutional ownership, valuation, profitability, dividends, earnings and analyst recommendations.

Valuation & Earnings

This table compares Dacotah Banks and CrossFirst Bankshares’ gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Dacotah Banks	N/A	N/A	N/A	N/A	N/A
CrossFirst Bankshares	$455.82 million	1.38	$66.67 million	$1.38	9.25

CrossFirst Bankshares has higher revenue and earnings than Dacotah Banks.

Analyst Ratings

This is a summary of current ratings and target prices for Dacotah Banks and CrossFirst Bankshares, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Dacotah Banks	0	0	0	0	N/A
CrossFirst Bankshares	0	1	3	0	2.75

CrossFirst Bankshares has a consensus price target of $17.00, suggesting a potential upside of 33.23%. Given CrossFirst Bankshares’ higher possible upside, analysts plainly believe CrossFirst Bankshares is more favorable than Dacotah Banks.

Profitability

This table compares Dacotah Banks and CrossFirst Bankshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Dacotah Banks	N/A	N/A	N/A
CrossFirst Bankshares	14.37%	10.86%	1.01%

Insider and Institutional Ownership

56.3% of CrossFirst Bankshares shares are owned by institutional investors. 9.3% of CrossFirst Bankshares shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Risk and Volatility

Dacotah Banks has a beta of 0.39, meaning that its share price is 61% less volatile than the S&P 500. Comparatively, CrossFirst Bankshares has a beta of 1.03, meaning that its share price is 3% more volatile than the S&P 500.

Summary

CrossFirst Bankshares beats Dacotah Banks on 9 of the 9 factors compared between the two stocks.

About Dacotah Banks

Dacotah Banks, Inc. provides various banking and financial products and services to individuals and businesses. The company provides demand and certificates of deposit; checking, individual retirement, health savings, and money market accounts; and commercial, commercial real estate, residential mortgage, and consumer loans. It also offers vehicle, boat, motorhome, mortgage, camper, motorcycle, snowmobile, jet SKI, and ATV loans; and unsecured, overdraft protection, and student loans; business, term, and small business administration loans, and other loans. In addition, the company provides credit, debit, and gift cards; mobile and online banking; auto, homeowner, health, and life insurance products; and estate, and trust services. Further, the company offers retirement planning, investment management, foundation, endowment, bill paying, charitable giving, and elder care services, as well as cash management services. Additionally, it provides offers operating lines of credit, state and federal programs, and equipment loans and leases. It also provides crop, homeowner, health, life, farm, and ranch insurance services; and farm and ranch management services. The company operates across various locations in Minnesota, North Dakota, and South Dakota. Dacotah Banks, Inc. was founded in 1955 and is headquartered in Aberdeen, South Dakota.

About CrossFirst Bankshares

CrossFirst Bankshares, Inc. operates as the bank holding company for CrossFirst Bank that provides various banking and financial services to businesses, business owners, professionals, and its personal networks. The company offers commercial and industrial loans, including enterprise value lending; commercial real estate loans; construction and development loans, such as home builder lending; residential real estate, multifamily real estate, energy, SBA, and consumer loans; and credit cards. It also provides deposit banking products, including personal and business checking and savings accounts; treasury management services; money market accounts; certificates of deposits; negotiable order of withdrawal accounts; automated teller machine access; and mobile banking and international banking services, as well as non-interest-bearing demand deposits and interest-bearing deposits, including transaction accounts. In addition, the company acquires brokered deposits, internet subscription certificates of deposit, and reciprocal deposits. Further, it holds investments in marketable securities. The company serves its clients though branch network, as well as digital banking products. It has full-service banking offices in Kansas, Missouri, Oklahoma, Texas, Arizona, Colorado, and New Mexico. CrossFirst Bankshares, Inc. was founded in 2007 and is headquartered in Leawood, Kansas.