Contrasting Cyrela Brazil Realty S.A. Empreendimentos e Participações (OTCMKTS:CYRBY) & Chicago Atlantic Real Estate Finance (NASDAQ:REFI)

Chicago Atlantic Real Estate Finance (NASDAQ:REFI) and Cyrela Brazil Realty S.A. Empreendimentos e Participações (OTCMKTS:CYRBY) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their dividends, analyst recommendations, earnings, profitability, valuation, risk and institutional ownership.

Profitability

This table compares Chicago Atlantic Real Estate Finance and Cyrela Brazil Realty S.A. Empreendimentos e Participações’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chicago Atlantic Real Estate Finance	62.74%	13.84%	10.74%
Cyrela Brazil Realty S.A. Empreendimentos e Participações	N/A	N/A	N/A

Volatility & Risk

Chicago Atlantic Real Estate Finance has a beta of 0.21, indicating that its share price is 79% less volatile than the S&P 500. Comparatively, Cyrela Brazil Realty S.A. Empreendimentos e Participações has a beta of 1.27, indicating that its share price is 27% more volatile than the S&P 500.

Earnings & Valuation

This table compares Chicago Atlantic Real Estate Finance and Cyrela Brazil Realty S.A. Empreendimentos e Participações’ top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chicago Atlantic Real Estate Finance	$57.15 million	5.13	$38.71 million	$1.99	7.72
Cyrela Brazil Realty S.A. Empreendimentos e Participações	$888.00 million	N/A	$169.36 million	N/A	N/A

Cyrela Brazil Realty S.A. Empreendimentos e Participações has higher revenue and earnings than Chicago Atlantic Real Estate Finance.

Dividends

Chicago Atlantic Real Estate Finance pays an annual dividend of $1.88 per share and has a dividend yield of 12.2%. Cyrela Brazil Realty S.A. Empreendimentos e Participações pays an annual dividend of $0.15 per share and has a dividend yield of 4.5%. Chicago Atlantic Real Estate Finance pays out 94.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Institutional and Insider Ownership

25.5% of Chicago Atlantic Real Estate Finance shares are owned by institutional investors. 12.3% of Chicago Atlantic Real Estate Finance shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Ratings

This is a breakdown of current ratings and target prices for Chicago Atlantic Real Estate Finance and Cyrela Brazil Realty S.A. Empreendimentos e Participações, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chicago Atlantic Real Estate Finance	0	2	1	1	2.75
Cyrela Brazil Realty S.A. Empreendimentos e Participações	0	0	0	0	N/A

Chicago Atlantic Real Estate Finance presently has a consensus price target of $17.33, suggesting a potential upside of 12.85%. Given Chicago Atlantic Real Estate Finance’s higher possible upside, equities analysts plainly believe Chicago Atlantic Real Estate Finance is more favorable than Cyrela Brazil Realty S.A. Empreendimentos e Participações.

Summary

Chicago Atlantic Real Estate Finance beats Cyrela Brazil Realty S.A. Empreendimentos e Participações on 9 of the 13 factors compared between the two stocks.

About Chicago Atlantic Real Estate Finance

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes offers senior loans to state-licensed operators in the cannabis industry. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is headquartered in Chicago, Illinois.

About Cyrela Brazil Realty S.A. Empreendimentos e Participações

Cyrela Brazil Realty S.A. Empreendimentos e Participações develops, constructs, and sells residential properties in Brazil. It is also involved in the provision of construction management and technical consultancy services related to real estate. The company was founded in 1962 and is headquartered in São Paulo, Brazil.