Contrasting Flywire (NASDAQ:FLYW) and Chykingyoung Investment Development (OTCMKTS:CHYI)

Chykingyoung Investment Development (OTCMKTS:CHYI) and Flywire (NASDAQ:FLYW) are both computer and technology companies, but which is the superior business? We will compare the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, dividends, valuation, earnings and profitability.

Risk & Volatility

Chykingyoung Investment Development has a beta of -0.63, meaning that its stock price is 163% less volatile than the S&P 500. Comparatively, Flywire has a beta of 0.98, meaning that its stock price is 2% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Chykingyoung Investment Development and Flywire, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chykingyoung Investment Development	0	0	0	0	N/A
Flywire	0	3	12	1	2.88

Flywire has a consensus price target of $29.86, indicating a potential upside of 75.84%. Given Flywire’s higher probable upside, analysts clearly believe Flywire is more favorable than Chykingyoung Investment Development.

Earnings and Valuation

This table compares Chykingyoung Investment Development and Flywire’s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chykingyoung Investment Development	N/A	N/A	N/A	N/A	N/A
Flywire	$403.09 million	5.23	-$8.57 million	($0.11)	-154.35

Chykingyoung Investment Development has higher earnings, but lower revenue than Flywire.

Institutional & Insider Ownership

95.9% of Flywire shares are held by institutional investors. 34.5% of Chykingyoung Investment Development shares are held by company insiders. Comparatively, 3.9% of Flywire shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Chykingyoung Investment Development and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Chykingyoung Investment Development	N/A	N/A	N/A
Flywire	-2.63%	-1.56%	-1.20%

Summary

Flywire beats Chykingyoung Investment Development on 6 of the 10 factors compared between the two stocks.

About Chykingyoung Investment Development

Chykingyoung Investment Development Holdings Inc., through its subsidiary, OneWorld Hotel Destination Service Inc., provides Internet hotel booking services. The company offers a proprietary online hotel booking program for connecting users with available rooms in hotels worldwide. It primarily serves travel agents in Vancouver, Toronto, Calgary, and Montreal, Canada. The company was founded in 2006 and is based in Vancouver, Canada.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company's platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.