Comparing Medallion Financial (NASDAQ:MFIN) and Iris Energy (NASDAQ:IREN)

Iris Energy (NASDAQ:IREN) and Medallion Financial (NASDAQ:MFIN) are both oils/energy companies, but which is the superior stock? We will compare the two companies based on the strength of their profitability, valuation, earnings, analyst recommendations, dividends, institutional ownership and risk.

Valuation and Earnings

This table compares Iris Energy and Medallion Financial”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Iris Energy	$188.76 million	10.66	-$28.95 million	N/A	N/A
Medallion Financial	$194.55 million	1.11	$55.08 million	$1.69	5.54

Medallion Financial has higher revenue and earnings than Iris Energy.

Profitability

This table compares Iris Energy and Medallion Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Iris Energy	-36.10%	-8.01%	-7.37%
Medallion Financial	13.72%	9.52%	1.48%

Volatility & Risk

Iris Energy has a beta of 3.54, indicating that its share price is 254% more volatile than the S&P 500. Comparatively, Medallion Financial has a beta of 2.11, indicating that its share price is 111% more volatile than the S&P 500.

Institutional & Insider Ownership

41.1% of Iris Energy shares are owned by institutional investors. Comparatively, 40.6% of Medallion Financial shares are owned by institutional investors. 21.6% of Iris Energy shares are owned by insiders. Comparatively, 22.4% of Medallion Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Analyst Ratings

This is a summary of recent ratings for Iris Energy and Medallion Financial, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Iris Energy	0	2	9	1	2.92
Medallion Financial	0	0	0	0	0.00

Iris Energy presently has a consensus price target of $19.50, suggesting a potential upside of 82.07%. Given Iris Energy’s stronger consensus rating and higher possible upside, equities analysts clearly believe Iris Energy is more favorable than Medallion Financial.

Summary

Iris Energy beats Medallion Financial on 7 of the 13 factors compared between the two stocks.

About Iris Energy

Iris Energy Limited owns and operates bitcoin mining data centers. The company was incorporated in 2018 and is headquartered in Sydney, Australia.

About Medallion Financial

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.