Navient (NASDAQ:NAVI) Updates FY 2025 Earnings Guidance

Navient (NASDAQ:NAVI) updated its FY 2025 earnings guidance on Wednesday. The company provided earnings per share (EPS) guidance of 1.000-1.200 for the period, compared to the consensus estimate of 1.390. The company issued revenue guidance of -.

Navient Stock Performance

NAVI opened at $14.75 on Wednesday. The company has a current ratio of 9.49, a quick ratio of 9.49 and a debt-to-equity ratio of 16.59. The firm has a 50 day moving average of $14.23 and a two-hundred day moving average of $15.02. Navient has a 12-month low of $12.73 and a 12-month high of $18.36. The firm has a market capitalization of $1.58 billion, a PE ratio of 21.38 and a beta of 1.43.

Navient (NASDAQ:NAVI) last announced its quarterly earnings results on Wednesday, October 30th. The credit services provider reported $1.45 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.25 by $1.20. The company had revenue of $1.22 billion during the quarter, compared to the consensus estimate of $150.04 million. Navient had a return on equity of 8.62% and a net margin of 1.71%. During the same period in the previous year, the company posted $0.84 earnings per share. On average, analysts anticipate that Navient will post 2.41 EPS for the current year.

Navient Dividend Announcement

The firm also recently announced a quarterly dividend, which was paid on Friday, December 20th. Stockholders of record on Friday, December 6th were given a dividend of $0.16 per share. This represents a $0.64 dividend on an annualized basis and a dividend yield of 4.34%. The ex-dividend date of this dividend was Friday, December 6th. Navient’s dividend payout ratio (DPR) is presently 92.75%.

Wall Street Analysts Forecast Growth

A number of brokerages have recently commented on NAVI. Bank of America reduced their target price on shares of Navient from $17.00 to $16.00 and set a “neutral” rating for the company in a research report on Tuesday, December 24th. Barclays increased their price target on Navient from $10.00 to $11.00 and gave the stock an “underweight” rating in a report on Tuesday, October 8th. StockNews.com raised Navient from a “hold” rating to a “buy” rating in a research report on Friday, November 1st. TD Cowen decreased their target price on Navient from $14.00 to $13.00 and set a “sell” rating for the company in a report on Friday, November 1st. Finally, JPMorgan Chase & Co. dropped their price objective on shares of Navient from $15.00 to $13.50 and set a “neutral” rating on the stock in a research report on Tuesday, January 14th. Two equities research analysts have rated the stock with a sell rating, four have assigned a hold rating, one has given a buy rating and one has given a strong buy rating to the stock. According to MarketBeat, the stock currently has a consensus rating of “Hold” and an average target price of $14.58.

Insider Transactions at Navient

In other news, EVP Stephen M. Hauber sold 10,000 shares of the company’s stock in a transaction on Wednesday, November 6th. The shares were sold at an average price of $15.00, for a total value of $150,000.00. Following the completion of the transaction, the executive vice president now directly owns 256,883 shares in the company, valued at approximately $3,853,245. This represents a 3.75 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Company insiders own 27.99% of the company’s stock.

About Navient

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions.