Wedbush Weighs in on Upstart’s FY2026 Earnings (NASDAQ:UPST)

Upstart Holdings, Inc. (NASDAQ:UPST) – Analysts at Wedbush lifted their FY2026 earnings per share (EPS) estimates for Upstart in a research report issued on Monday, November 25th. Wedbush analyst D. Chiaverini now anticipates that the company will post earnings of $0.31 per share for the year, up from their previous estimate of $0.30. Wedbush currently has a “Neutral” rating and a $60.00 target price on the stock. The consensus estimate for Upstart’s current full-year earnings is ($2.18) per share.

Other research analysts have also recently issued research reports about the stock. Mizuho raised their target price on shares of Upstart from $33.00 to $48.00 and gave the stock an “outperform” rating in a report on Friday, September 20th. Barclays increased their price target on shares of Upstart from $25.00 to $35.00 and gave the company an “equal weight” rating in a research report on Monday, August 12th. Piper Sandler upgraded shares of Upstart from a “neutral” rating to an “overweight” rating and boosted their price objective for the company from $31.00 to $85.00 in a research report on Friday, November 8th. JPMorgan Chase & Co. upgraded shares of Upstart from an “underweight” rating to a “neutral” rating and increased their target price for the stock from $30.00 to $45.00 in a report on Friday, November 8th. Finally, Needham & Company LLC restated a “hold” rating on shares of Upstart in a report on Thursday, August 8th. One analyst has rated the stock with a sell rating, seven have given a hold rating and three have assigned a buy rating to the company. According to data from MarketBeat.com, the company has a consensus rating of “Hold” and a consensus target price of $46.83.

Upstart Price Performance

UPST opened at $79.52 on Tuesday. Upstart has a 1 year low of $20.60 and a 1 year high of $86.07. The stock’s 50 day simple moving average is $52.29 and its 200 day simple moving average is $37.24. The firm has a market cap of $7.25 billion, a price-to-earnings ratio of -41.20 and a beta of 1.97.

Insider Activity

In other Upstart news, CFO Sanjay Datta sold 1,500 shares of the stock in a transaction on Monday, November 11th. The stock was sold at an average price of $79.54, for a total value of $119,310.00. Following the completion of the transaction, the chief financial officer now owns 331,093 shares in the company, valued at approximately $26,335,137.22. This represents a 0.45 % decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through this link. Also, insider Natalia Mirgorodskaya sold 1,511 shares of the business’s stock in a transaction on Wednesday, November 20th. The shares were sold at an average price of $69.85, for a total transaction of $105,543.35. Following the sale, the insider now owns 20,007 shares in the company, valued at approximately $1,397,488.95. This trade represents a 7.02 % decrease in their position. The disclosure for this sale can be found here. Insiders sold a total of 451,742 shares of company stock worth $24,719,949 in the last quarter. 18.06% of the stock is owned by company insiders.

Hedge Funds Weigh In On Upstart

A number of institutional investors and hedge funds have recently made changes to their positions in the business. Anfield Capital Management LLC bought a new position in Upstart during the 2nd quarter valued at approximately $33,000. Point72 Asia Singapore Pte. Ltd. bought a new position in shares of Upstart during the third quarter valued at $35,000. BNP Paribas bought a new position in shares of Upstart during the third quarter valued at $37,000. Blue Trust Inc. raised its position in shares of Upstart by 125.3% in the 3rd quarter. Blue Trust Inc. now owns 989 shares of the company’s stock worth $40,000 after purchasing an additional 550 shares during the last quarter. Finally, Hollencrest Capital Management bought a new position in Upstart in the 3rd quarter worth about $40,000. Institutional investors own 63.01% of the company’s stock.

Upstart Company Profile

Upstart Holdings, Inc, together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions.