Equity Bancshares (NASDAQ:EQBK) and Glen Burnie Bancorp (NASDAQ:GLBZ) Head-To-Head Analysis

Equity Bancshares (NASDAQ:EQBK) and Glen Burnie Bancorp (NASDAQ:GLBZ) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Equity Bancshares and Glen Burnie Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Equity Bancshares	0	2	2	0	2.50
Glen Burnie Bancorp	0	0	0	0	0.00

Equity Bancshares presently has a consensus price target of $44.75, suggesting a potential upside of 7.94%. Given Equity Bancshares’ stronger consensus rating and higher probable upside, equities analysts clearly believe Equity Bancshares is more favorable than Glen Burnie Bancorp.

Valuation and Earnings

This table compares Equity Bancshares and Glen Burnie Bancorp”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Equity Bancshares	$153.70 million	4.12	$7.82 million	$1.10	37.69
Glen Burnie Bancorp	$11.86 million	1.43	$1.43 million	$0.03	195.00

Equity Bancshares has higher revenue and earnings than Glen Burnie Bancorp. Equity Bancshares is trading at a lower price-to-earnings ratio than Glen Burnie Bancorp, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Equity Bancshares and Glen Burnie Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Equity Bancshares	6.36%	13.53%	1.22%
Glen Burnie Bancorp	0.60%	0.50%	0.03%

Institutional and Insider Ownership

71.8% of Equity Bancshares shares are held by institutional investors. Comparatively, 9.8% of Glen Burnie Bancorp shares are held by institutional investors. 8.0% of Equity Bancshares shares are held by insiders. Comparatively, 14.1% of Glen Burnie Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Dividends

Equity Bancshares pays an annual dividend of $0.60 per share and has a dividend yield of 1.4%. Glen Burnie Bancorp pays an annual dividend of $0.30 per share and has a dividend yield of 5.1%. Equity Bancshares pays out 54.5% of its earnings in the form of a dividend. Glen Burnie Bancorp pays out 1,000.0% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future.

Risk and Volatility

Equity Bancshares has a beta of 0.9, suggesting that its stock price is 10% less volatile than the S&P 500. Comparatively, Glen Burnie Bancorp has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500.

Summary

Equity Bancshares beats Glen Burnie Bancorp on 13 of the 16 factors compared between the two stocks.

About Equity Bancshares

Equity Bancshares, Inc. operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers. The company accepts various demand, savings, money market, and time deposits. Its loan products include commercial and industrial, commercial real estate, commercial lines of credit, working capital, term, equipment and aircraft financing, acquisition, expansion and development, borrowing base, real estate construction, homebuilder, agricultural, government guaranteed, and other loan products. The company's loan products also comprise 1 4 family residential mortgages, agriculture, consumer, residential real estate mortgage, and agricultural real estate and production loans. It also provides debit and credit cards; insurance brokerage; trust and wealth management; online banking solutions, such as access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions comprising remote check deposits with mobile bill pay; ATMs; and treasury management, wire transfer, automated clearing house, and stop payment services. In addition, the company offers cash management deposit products, such as lockbox, remote deposit capture, positive pay, reverse positive pay, account reconciliation services, zero balance accounts, and sweep accounts, as well as banking services through telephone, mail, and personal appointments. It operates a network of branches in Arkansas, Kansas, Missouri, and Oklahoma. Equity Bancshares, Inc. was incorporated in 2002 and is headquartered in Wichita, Kansas.

About Glen Burnie Bancorp

Glen Burnie Bancorp operates as the bank holding company for The Bank of Glen Burnie that provides commercial and retail banking services to individuals, associations, partnerships, and corporations. The company offers savings accounts, money market deposit accounts, demand deposit accounts, NOW checking accounts, IRA and SEP accounts, and certificates of deposit. It also provides residential and commercial real estate, construction, land acquisition and development, and secured and unsecured commercial loans, as well as consumer instalment lending, such as indirect automobile lending services; and residential first and second mortgage loans, home equity lines of credit, and commercial mortgage loans. In addition, the company offers safe deposit boxes, money orders, night depositories, automated clearinghouse transactions, wire transfers, and automated teller machine (ATM) services, as well as electronic banking services, such as telephone and online banking, bill pay, card management and control, mobile app, merchant source capture, mobile deposit capture, Zelle, etc. Further, it provides treasury services, including wire transfer and ACH services, and debit cards. Additionally, the company engages in the acquisition and disposition of other real estate properties. It serves customers in northern Anne Arundel county and surrounding areas from its main office and branch in Glen Burnie, Maryland; and branch offices in Odenton, Riviera Beach, Crownsville, Severn, Linthicum, and Severna Park, Maryland. The company also operates a remote ATM located in Pasadena, Maryland. The company was founded in 1949 and is based in Glen Burnie, Maryland.