Ryan Specialty (NYSE:RYAN) versus Zhibao Technology (NASDAQ:ZBAO) Critical Survey

Zhibao Technology (NASDAQ:ZBAO) and Ryan Specialty (NYSE:RYAN) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, analyst recommendations, institutional ownership, risk, profitability, earnings and valuation.

Analyst Ratings

This is a breakdown of recent recommendations for Zhibao Technology and Ryan Specialty, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Zhibao Technology	0	0	0	0	0.00
Ryan Specialty	1	5	6	0	2.42

Ryan Specialty has a consensus price target of $73.50, suggesting a potential upside of 17.11%. Given Ryan Specialty’s stronger consensus rating and higher possible upside, analysts plainly believe Ryan Specialty is more favorable than Zhibao Technology.

Institutional and Insider Ownership

84.8% of Ryan Specialty shares are held by institutional investors. 11.1% of Ryan Specialty shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Earnings & Valuation

This table compares Zhibao Technology and Ryan Specialty”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Zhibao Technology	$183.67 million	0.28	N/A	N/A	N/A
Ryan Specialty	$2.39 billion	6.89	$61.04 million	$0.77	81.51

Ryan Specialty has higher revenue and earnings than Zhibao Technology.

Profitability

This table compares Zhibao Technology and Ryan Specialty’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Zhibao Technology	N/A	N/A	N/A
Ryan Specialty	10.31%	47.90%	6.36%

Summary

Ryan Specialty beats Zhibao Technology on 10 of the 10 factors compared between the two stocks.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.

About Ryan Specialty

Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, Europe, and Singapore. It offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter. The company serves commercial, industrial, institutional, and government sectors. Ryan Specialty Holdings, Inc. was founded in 2010 and is headquartered in Chicago, Illinois.